WELCOME
Helping Californians achieve theirAmerican Dreams Since 1979
Live your American Dream with SBA financing.
Resources
California Real Estate Broker
California Department of Real Estate Real Estate Broker License Number 00702769
The Graduate REALTOR®
Institute (GRI) advanced real
estate education series, and the
number one real estate professional designation
offers REALTORS® the necessary knowledge, tools and credentials to enhance your skills and professionalism. As a California Association of REALTORS® faculty member and course author, I
The U.S. Small Business Administration offers low down, long term financing for owner-occupied business properties. If you're renting maybe it's time to be your own landlord. Or possibly the demands of your business have expanded beyond the walls of your building
Let me help you grow your business in a place of your own and with space you need with loans up to $5,000,000 and as little as 10% down. The dedicated team of SBA lending partners I have relied upon for over fifteen years to successfully help business owners stand ready to serve you too.
Take your business to where it's telling you it wants to go and learn more today about SBA lending options. See Loan Plans for details.
Welcome! Whether you're a real estate industry professional or an interested borrower, I invite you to call or email me anytime to discuss financing options for your real estate purchase or refinancing. I also welcome you to explore and use the many self-help resources and links. You may find them valuable in performing your own research and financing analysis. Included are links to useful websites plus my own real estate analysis spreadsheets free for you to download and use.
REALTORS®! New Courses from C.A.R...
The "Residential REO Buyer Specialist" course offers the buyer's agent the knowledge, skills and tools necessary to
help home buyers
successfully negotiate
the purchase of an REO
property.This 6 hour
DRE credit course will
give YOU the edge.
Visit the California Association of REALTORS® website for details. Enroll today.
Apartment &
Commercial Loan Rates
Apartments
Fixed Term $1M+ $500K-$1M 3 Years4.225%4.600% 5 Years4.577%4.952%7 Years5.161%5.536%10 Years5.702%6.077%Retail & IndustrialFixed Term $2M+ $1M-$2M3 Years4.750%5.000% 5 Years5.327%5.577% 7 Years5.911%6.161% 10 Years6.452%6.702% Adjustable after fixed term for balance of 30 year term
Index: 6 Month LIBOR;Margin for Apts: $1.001M+: 2.425%; $500K-$1M: 2.80%; Margin for Retail/Industrial: 3.175%
Floor rate=start rate; Life Cap: 11%; Annual Cap: 2%
Prepay penalties apply and vary, LTVs, DSCR, vary; Loan amounts from $500,000 up to $5,000,000. Call for details.
"Back to the Future". 1934: FDR's "New Deal" Recovery Programs Offer Help in Lending!
For full screen right click on player,"Zoom", "Full Screen".
The
Federal Housing Administration
presents
Better Housing Program
produced in
1935t.
Commercial and Apartment Loans which meet the borrower's objectives as well as the lender's limitations may be difficult to locate. I welcome you to let my experience and lending industry resources help you overcome the challenges frequently encountered in obtaining the loan that works.
Looking at a commercial property "through the eyes of the lender" can help avoid a time consuming and
possibly costly
commitment to
buy a property
which ends up
not meeting the
lender's guidelines
for the terms you
want. "Run the
numbers" first
using my Investment Analysis Spreadsheet and Loan Payment & Costs Calculator. Or let me do it for you. Use the form on the Loan Request page.
Federal Housing Administration Turned 75
on June 27, 2009. The vintage film clip below was shown in theatres across the U.S. annoucing the first ever low down, long term, fully amortized loan program. View this great piece of American history. It's yours free to Download Here .
Click on scrolling news bar and hold to pause or to move left or right, release to continue
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